A Canadian man legally changed his gender to female [1] so he could take advantage of better car insurance rates offered to women and save up nearly $1,100 Canadian Dollars, a report said. The man told Canadian Broadcaster, CBC News, that he was given a quote of $4,500 Canadian Dollars but was told his yearly bill would be around $1,100 less if he was a woman. Men under the age of 25 pay higher rates as insurers deem them a higher risk than women of the same age.
“I was pretty angry about that and I didn’t feel like getting screwed over any more,” the man said, adding that he asked the insurers to change his gender on the insurance policy but they refused.
To take advantage of the lower rates and “beat the system”, David had to legally change his gender on a birth certificate. To do so, he had to acquire a note from the doctor acknowledging his identification as a woman before he could proceed with the change.
“It was pretty simple. I just basically asked for it and told them that I identify as a woman, or I’d like to identify as a woman, and he wrote me the letter I wanted.”
Just weeks after submitting all the documentation, David was legally a female and subject to lower premium rates for the insurance. “I was quite shocked, but I was also relieved,” he said. “I felt like I beat the system. I felt like I won.”
He fully recognises the absurdity of the situation. “I’m a man, 100 percent. Legally, I’m a woman,” he said, noting that he will be saving around $91 Canadian Dollars per month. “I did it for cheaper car insurance.”